What happens if MT4 account has zero balance for a long time?

You are not required to make a deposit straight away after opening an account.

You can make a deposit to your live MT4 account anytime you want.

FXTM does not charge you for leaving the account inactive, nor disable it just because it hasn’t been used for a while.

Please note that all funding activities will be available only after verifying your trading account with documents(ID and POA).

Although the timing of your deposit and withdrawal can be decided by you, you must follow the rules set by FXTM for processing them.

For your information, FXTM does not charge you for processing deposits and withdrawals to its traders.

FXTM Official Website

Fees for Dormant account

Even though you can maintain your MT4/MT5 account as long as you want, your account will be charged if the account is considered as ‘Dormant’.

“Dormant and/or Inactive Account” mean any Client trading account where the Client/account holder/owner of that trading account has not initiated any trading activity and/or inactivity for a period of six (6) consecutive months and/or where the trader has not carried out any transactions in relation to the trading account by and/or on the instructions of the Client/account holder/owner and/or his/her authorized representative for a period of six (6) consecutive months.

Dormant and/or Inactive Account Fee is $5/€5/£5/₦5 or equivalent per month.

This may be amended from time to time by FT GLOBAL.

For more information, you may contact FXTM support team from the Official Website.