xm-deposit-and-withdrawal-mt4-mt5-method-funding xm-deposit-and-withdrawal-mt4-mt5-method-funding

XM’s all deposit and withdrawal methods

XM accepts a variety of internationally recognized payment system to ensure maximum availability of your most favorite online payment system.

Below you will find brief information about XM’s accepted deposit methods and withdrawal methods, and more detailed information about commissions, fees, withdrawal terms and payment system country restrictions (if any).

Please notice that to ensure your security and privacy over the internet, you should never proceed with any payment unless you see the SSL encyption identified on the website you are going to use to complete your payment.

List of fund deposit methods for XM MT4 and MT5

Here is the list of currently available Fund Deposit & Withdrawal methods accepted by XM.

Deposit Options
 Credit Cards Accepted Currency Minimum Amount Fees Appriximate Time
Visa (Credit/Debit) USD, EUR, GBP, CHF, AUD, PLN, HUF 5 USD (or equivalent) None Instantly
 Visa Electron (Credit/Debit) USD, EUR, GBP, CHF, AUD, PLN, HUF 5 USD (or equivalent) None Instantly
 Mastercard USD, EUR, GBP, CHF, AUD, PLN, HUF 5 USD (or equivalent) None Instantly
 Maestro USD, EUR, GBP, CHF, AUD, PLN, HUF 5 USD (or equivalent) None Instantly
 UnionPay(中国银联) USD, EUR, GBP, CHF, AUD, PLN, HUF 5 USD (or equivalent) None Within 24 Hours
 Electronic Payment
 Neteller USD, EUR, GBP, CHF, AUD, PLN, HUF 5 USD (or equivalent) None Instantly
 Skrill (Moneybookers) USD, EUR, GBP, CHF, AUD, PLN, HUF 5 USD (or equivalent) None Instantly
 Sofort Banking EUR, GBP 5 USD (or equivalent) None Depends on Country
 CashU USD 5 USD (or equivalent) None Instantly
 Przelewy 24 PLN 5 USD (or equivalent) None Instantly
BitCoin USD, EUR, JPY 5 USD (or equivalent) None Within 1 Hour
Bank Wire Transfer
 Bank Transfer USD, EUR, GBP, CHF, AUD, PLN, HUF 200 USD (or equivalent) Depends on Banks 2 – 5 Business Days

XM Official Website

How to make a Deposit to XM MT4 or MT5?

First, you need to login to XM’s Members Area, then go to the “Deposit” page and follow the instructions of each method.

Anything to be careful before making a deposit?

XM does not accept Deposits from third parties. As in, no one else can make a deposit to your trading account.

There is no minimum deposit requirement for Micro or Standard account, but at least 200 USD is required for XM Zero account.

Visit XM Official Website

List of fund withdrawal methods for XM MT4 and MT5

Withdrawal Options
 Credit Cards Accepted Currency Minimum Amount Fees Appriximate Time
Visa (Credit/Debit) USD, EUR, GBP, CHF, AUD, PLN, HUF 5 USD (or equivalent) None Within 24 Hours
 Visa Electron (Credit/Debit) USD, EUR, GBP, CHF, AUD, PLN, HUF 5 USD (or equivalent) None Within 24 Hours
 Mastercard USD, EUR, GBP, CHF, AUD, PLN, HUF 5 USD (or equivalent) None Within 24 Hours
 Maestro USD, EUR, GBP, CHF, AUD, PLN, HUF 5 USD (or equivalent) None Within 24 Hours
 UnionPay(中国银联) USD, EUR, GBP, CHF, AUD, PLN, HUF 5 USD (or equivalent) None Within 24 Hours
 Electronic Payment
 Neteller USD, EUR, GBP, CHF, AUD, PLN, HUF 5 USD (or equivalent) None Within 24 Hours
 Skrill (Moneybookers) USD, EUR, GBP, CHF, AUD, PLN, HUF 5 USD (or equivalent) None Within 24 Hours
BitCoin USD, EUR, JPY 5 USD (or equivalent) None Within 24 Hours
Bank Wire Transfer
 Bank Transfer USD, EUR, GBP, CHF, AUD, PLN, HUF 200 USD (or equivalent) Depends on Banks 2 – 5 Business Days

Login to XM’s Members Area

Withdrawals by Credit Cards and Bank Wire Transfer are processed within 24 hours on working days on receipt of your withdrawal request. However, the funds are credited into your bank account within 2-5 business days.
Any Requirements for Fund Withdrawal?
In order to request for a Fund Withdrawal, you must have verified your Account with Documents which are ID and POA(Proof of Address).

XM processes withdrawals according to the below Withdrawal Priority Procedure:

  1. Credit/Debit Card
  2. BitCoin
  3. E-Wallet(Electronic Payment)
  4. Other Methods (Bank Transfer)

For more information, please contact XM support team.

Contact XM Support Team

Profit Withdrawal requires Identity Verification Process (KYC)

As a licensed company, XM prides themselves on the integrity and transparency of the business.

It is a legal requirement of the International Anti Money Laundering Act and part of the Memorandum of Understanding XM has in place with the different regulatory bodies that they are able to positively identify all customers.

This process helps XM provide their best service, and ensures minimal disruptions to your trading.

XM’s KYC processes are the best and the easiest to complete in the industry and they pride themselves on the recognition they have received by being made Socially Responsible Market Operators.

All XM’s traders are required to complete a simple form available online and offline where XM can gather several information about your personal background and trading experience that should help them in offering you more professional services.

Please login to your account dashboard and check the KYC module for more information.

You do not have to wait to be asked to complete the process. We encourage all traders to do this in order for you to benefit from being able to access the complete range of XM’s financial services and products once your details have been verified.

Visit XM Official Website

Are my funds safe with XM?

For XM, the creation of a fully protected and transparent environment, in which to trade, is of paramount importance.

XM makes sure they do all they possibly can to give you complete peace of mind when depositing your money with them and offer full transparency in everything they do.

XM prides itself on employing strict and uncompromising measures both automated and manual, to ensure that every part of XM’s information systems are fully protected.

XM is committed to keeping your money safe.

XM is a multi-licensed online Forex and CFD broker, and that gives XM clients assurance that any funds held with XM are secure and that their resources are adequately managed at all times.

1. Clients’ funds are segregated

As a retail client of XM, you can rest assured that your funds are completely safe.

Client funds are held at some finest and most reputable banks.

With XM, your money is always segregated under regulations / rules and cannot be used by them, XM’s prime brokers, agents and/or their counter-parties.

2. Negative Balance Protection

XM’s automated risk management system is designed to reduce the risk of your trading account being depleted to zero or turning negative.

You are completely protected against losing any funds that excess your investment with XM.

Open XM Real or Demo Account

Who is XM?

XM offers internet-based trading services all over the world, enabling trading operations in the international currency market Forex.

XM enables trading different financial instruments such as Forex trading, CFD trading in various markets, index and commodity futures and metals, while ensuring round the clock quality technical support.

XM’s handy and easy to use trading platform MetaTrader4 and MetaTrader5 offer access to timely financial news, technical analysis of financial instruments, the ability to use mechanical trading systems and much more.

XM pays special attention to their clients, by finding and carefully hand-picking real professionals, who know their jobs.

  1. Raising the level of financial ability among the population.
  2. Ensuring the best trading conditions, which rival the ones offered by leading banks.
  3. Expanding the selection of trading instruments by offering new demandable instruments.
  4. Creating innovative solutions, which help the traders perform transactions.
  5. Offering high-quality and high-speed technical support to our customers.

Go to XM Official Website

Start trading with XM without making a deposit

If you are not ready to make a deposit to XM’s MT4 or MT5 accounts but you want to start investing, there are still 2 main ways to start your online investment journey with XM.

You can either get XM’s welcome bonus which XM gives you for free and does not require you to make a deposit, or open XM’s demo trading account where you can trade with virtual money to experience XM’s trading conditions without risking your own funds.

1. XM’s 30 USD No Deposit Bonus

XM’s 30 USD No Deposit Bonus welcomes new traders of XM.

For eligible traders, XM’s 30 USD No Deposit Bonus can be credited into live trading accounts without a need of making a deposit.

With XM’s 30 USD No Deposit Bonus, you can trade on XM’s live trading account without making a deposit and without risking your own funds.

Unlike XM’s demo account, the trading with the bonus will involve real market thus you can experience the market conditions.

Note that the promotion may not be available for traders in some jurisdictions.

For more information about XM’s 30 USD No Deposit Bonus, please visit the page below.

Details of XM’s $30 No Deposit Bonus

2. Open a Demo trading account and Trade with virtual money

XM’s demo account is a forex trading account pre-loaded with virtual money instead of real money in real accounts.

People are always required and encouraged to train themselves on a demo account before engaging in real trading to make sure they get familiar with the platform’s features, market’s hectic hours as well as for testing and enhancing their trading strategies or expert advisers.

How to register for XM’s DEMO account?

Just download XM’s Free Metatrader4 or Metatrader5 terminal from XM Official Website, install and launch to obtain your free $50,000 demo account automatically. (or any other amount)

You should be ready to trade the markets within 5 minutes of downloading XM’s platform.

You can also signup from here to start from online registration with XM, and get the trading tools, educational materials and access to XM’s members are.

XM’s Demo account expires in case of inactivity

To maintain healthy and fast trading servers, all XM demo accounts are set to expire in certain days.

After your demo account expires, you can simply register a new demo account at anytime.

You can signup for as many demo accounts as you need.

Please download Metatrader4 or Metatrader5 Forex trading platform from XM Official Website and install it on your PC or handheld device to get started.

A demo account is automatically created for you upon first login and pre-funded with $50,000 virtual dollars (or any other amounts).

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